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Good morning... Can anyone help me?
My bank have declined my mortgage because I have only been self employed for 18 months and only have 1 years SA302/Tax returns. I have been with that bank for years, I find it ridiculous that they wont help me.
I've sold my house and I feel stuck at the moment.
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Thanks for this. I thought being Self Employed and getting a mortgage would be the same process as being employed, in fact I am earning more now and seem to have less options which is very frustrating. Based on what you have said I am feeling a bit better about my next steps. I will speak to my partner and get in touch, thanks again! Shall I call the 01245330163 number above so we can chat in more detail?
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It can be daunting being Self Employed as it's easy to think that all mortgage lenders will unduly scrutinise you however rest assured this is not the case!
My colleagues and I would be more than happy to discuss the matter in more detail with you over the phone.
Our office hours are as follows:
Monday - Friday - 09:00 - 21:00
Saturday/Sunday - 09:00 - 17:00
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