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What options are available

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walt46

11 Posts

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13/01/2021 - 12:16 pm

Hi,

Dro is now 4 years discharged and husbands credit has 2 CCJ’s and a few defaults over 3 years old.

I’m on maternity leave and my husband has just started a new perm job so would we need to wait until I’m back in work full time, and my husband in his role for 3 months first?

i know it’s a guide, but in the current climate, what rates deposit would we be looking at?

Thanks

David@SimplyAdverse

111 Posts

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13/01/2021 - 12:17 pm

Hi, thanks for getting in contact.

This will vary depending on which lender is available to you however the key thing is establishing when you're returning to work and on what terms and that your Husband isn't on probation in his new role.

It will of course come down to the finer details however I'd allow for a 20% deposit and rates in the region of 4% - 8%.

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