Cookie Policy For Simply Adverse

Last updated May 6th 2021.

Please read this cookie policy to understand how we use cookies and what cookies we serve. If you do not consent to any cookies being served, then please leave the site immediately. I you click ‘Accept’ in the cookie bar or continue to use the website, then you have given consent for us to serve cookies. This is the Cookie Policy for Simply Adverse, accessible from simplyadverse.co.uk.

What Are Cookies?

As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or ‘break’ certain elements of the sites functionality.

For more general information on cookies, please read “What Are Cookies”.

How We Use Cookies

When you visit our website, we want your experience to be as simple, helpful, and as consistent as possible. To do this we track anonymous usage behaviour about visits, pages, and the services people are using to further improve your experience.

We do not use cookies to collect any personally identifiable information about you, or any marketing information without your explicit opt in consent. We use cookies for a variety of reasons detailed below.

Unfortunately, in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings in your browser. You can find comprehensive information on how to disable or manage cookies across the most popular web browsers from the UK Information Commissioner’s Office at: https://ico.org.uk/your-data-matters/online/cookies/

To find out more about cookies, including how to see what cookies have been set, you can visit www.aboutcookies.org or www.allaboutcookies.org.

Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Therefore, it is recommended that you do not disable all cookies when using this site.

If the site does not function as expected after disabling cookies in your browser, or you don’t consent to the site setting any cookies, then please leave the site immediately.

Cookies Used On This Site

A cookie file is stored on your device and allows us, or our third party partners (see below) to recognise you and make your visit easier and more useful to you when you revisit our website. The Functional Cookies listed below are required for (among other things) the quizzes, forms and forum on this site. Disabling Functional Cookies is likely to render those parts of the site non-operational.

Functional Cookies

Cookie	Name	Description
Quizzes and Forms – Formstack	PHPSESSID, FormSpringFormAbTest2143, AWSALB, AWSALBCORS	Used to provide information to FormStack – the system used to serve the surveys and quizzes on the site.
Discussions – Forum	hascookies, lastvisit, embedded, AWSALB, AWSALBCORS, referralThreads, rootReferrer, newvisit	Used by the discussion forum on the site to help user navigation and logged in/out status. AWS cookies are from Amazon Web Services, the platform used by the forum.
Reviews display – Reviews.io	__cfduid	Used by Reviews.io to speed up page load times.
Page identification – Simply Adverse	loadedAlready, lpurl, saentry	Saves details of page names and URLs for analtics purposes.

Performance Cookies

Cookie	Name	Description
Page structure analysis and optimisation – HotJar	_hjAbsoluteSessionInProgress, _hjIncludedInPageviewSample, _hjTLDTest, _hjFirstSeen, _hjid	Used by HotJar to record an anonymised user journey an indicate which areas of any page are more popular. Used to optimise the site user experience
Page and online advertising analysis – Google	_gat, _gid, _gid, _gclxxxx, _ga, _gat_UA-nnnnnnn-nn	Used by Google Ads, Google Analytics and Google Optimize, to measure website performance and track behaviour to improve your ongoing website and customer experience.
Page Speed – Amazon Cloudfront	lpurl	CloudFront is a service provided by Amazon allowing developers to improve users’ web browsing experience by optimizing distribution of certain web content
Online advertising analysis – Bing	_uetvid	This is a cookie utilised by Microsoft Bing Ads and is a tracking cookie. It allows us to engage with a user that has previously visited our website.

Targeting Cookies

Cookie	Name	Description
Online advertising analysis – Bing	_uetsid, MUID	This cookie is used by Bing to determine what ads should be shown that may be relevant to the end user perusing the site.

Third Party Cookies

In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.

Third party analytics are used to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long you spend on the site or pages you visit which helps us to understand how we can improve the site for you.

This site uses Google Ads to advertise services to customers and then track your website visit. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content and offer relevant services to you. While we do not personalise or show any Google adverts on the website, we do show our pay per click adverts to audiences based on relevance, to ensure we don’t offer services or products that aren’t suitable to our customers. Read more about how Google uses information from sites or apps that use their services.

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This site uses Google Analytics which is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content. For more information on the privacy policy associated with Google Analytics cookies, see the official Google Analytics privacy policy page.

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This site uses Google Optimize to allow us to test page variations to ensure you get the best user experience. From time to time we test new features and make subtle changes to the way that the pages are laid out. When we are still testing new features these cookies may be used to ensure that you receive a consistent experience whilst on the site whilst ensuring we understand which optimisations our users appreciate the most.
You can read about how Google Optimize uses cookies on this page about Google’s Cookie Policy including Optimize.

Forms related cookies

When you submit data to us through a form or quiz, such as those found on contact pages, or comment on the forum, cookies may be set to remember your user details for future website use.

Site preference cookies

In order to provide you with a great experience on this site we provide the functionality to set your preferences for how this site runs when you use it. In order to remember your preferences, we need to set cookies so that this information can be called whenever you interact with a page is affected by your preferences.

As we capture customer contact details online it’s important for us to understand statistics about how many of the visitors to our site actually make contact and as such this is the kind of data that these cookies will track. This is important to you as it means that we can accurately make business predictions that allow us to monitor our advertising and costs to ensure the best possible service prices for you.

We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including Facebook, Twitter, and LinkedIn will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

More Information

Hopefully that has clarified things for you and as was previously mentioned if there is something that you aren’t sure whether you need or not it’s usually safer to leave cookies enabled in case it does interact with one of the features you use on our site.

However, if you are still looking for more information, then you can contact us via email: [email protected]

Read Our Latest Reviews

4.95 Average - Based on 3425 Reviews

Eleanor L.
I came to Simply Lending having had issues with getting a mortgage from standard lenders and other poor credit brokers. Shelagh and Jackie worked so hard to find a mortgage that worked for me. They kept me updated all the way through the application process helping me to manage my anxiety. Even though the process could longer than we'd anticipated, they were both fabulous in pushing it forward. End result is a mortgage offer which I couldn't be more pleased with. Highly recommend!
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23/08/2024
Thomas C.
After being told by another broker that I would be unable to secure a mortgage, Simply secured me a mortgage without any problems with a standard lender. 9am call after completing an enquiry the night before. Louise, Paige, and Jamie were available and supportive throughout the process. Thank you so much. I couldn't recommend them any more!
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12/08/2024
Brenda C.
Kept excellent communication with is and very smooth process - would recommend
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09/08/2024
Alb C.
Two first time buyers who are dealing with the mistakes of being young and stupid. Simply Adverse were great, Both Jackie & Adrian got us a DIP and an offer at good rates for our circumstances. The entire process took about 4 weeks and simply were tremendous and understanding.
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24/07/2024
London b.
Just received our mortgage offer - huge thanks to Louise B and Nathan for their exceptional service. Not straight forward employment history but they were so kind, helpful and informative. Thank you so much, would highly recommend
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12/07/2024
David M.
Trusting a company you choose from a Google search can be a bit of a gamble, however finding Simply Lending is one of my life's big wins! Navigating through the daunting task of applying for a mortgage with an imperfect credit rating, and being self employed certainly added to the challenge. I contacted simply lending by using an online form on their website. The next day I was called by Alex who made me feel at ease and explained all about Simply lending, the process and the fees. The fact that you don't pay a penny until a formal offer is received meant the risk was zero. The whole team gathered all of my information, and correlated it (which I imagine wasn't easy). Jackie then checked everything an submitted my application to a high street bank with a very competitive rate. Four working days later I received a formal offer. Absolutely zero stress and always felt I was dealing with professionals who knew their game from all angles. So basically I just gave them the information they needed and they took charge of everything else whilst updating me on the progress. I am so delighted with you all for all the work you have done, this is a life changer, I can't thank you all enough and will always recommend your services. Amazing.!!
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31/05/2024
Tuan P.
Thank you so much,I highly recommend everyone much try Simply Lending.
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30/05/2024
Stuart T.
Really good working with Lilly addock and Ria Daniel’s. Always kept us up to date
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29/05/2024
Russell G.
Jackie,Adrian,and Abby are absolutely fantastic.I have a bad Credit rating and had been fobbed off by various brokers who promised everything and delivered nothing.Jackie and Abbey simply got on with the process and secured me a Remortgage Loan with minimum Fuss and Hassle,and all with a smile and a can do attitude.Highly recommended.First Class Service from Start to Finish
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24/05/2024
Trude C.
I initially took out a bridging loan with a different lender which was for 18 months. This was for a barn conversion and unfortunately along the way we had several unexpected problems. When the loan became payable I could not envisage making the payment due on time so 2 months before I approached my original lender to extend which was not possible although they offered me an alternative but I couldnt understand the payment method so I decided to shop around for something simpler. I went on line and was immediately contacted by Geoff Mossman of Simply Lending. I explained my predicament and my time scale of 2 months to pay off my 1st lender and to sort out a further loan. From day one I felt confident and in safe hands with Geoff. He came up with an offer almost immediately and phoned me at every stage of the paperwork which he made so simple for me to understand. I finished up re mortgaging my home with a very reputable building society and I have put it up for sale and the barn is nearly complete so we can move in soon. When I needed to speak to Geoff he always answered the phone and would phone back straight away which today is a big plus. He always promised me we would meet the deadline for the first repayment we did easily stress free journey. I got a much better deal than the 1st lender win win. Thank you to an honest professional company, my advice is if you find yourself in a similar position as mine do not bury your head in the sand there a good people out there that will give you genuine advice thanks Geoff, Regards Trude
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20/05/2024
Mark B.
We were lucky enough to find Geoff from Simply in November. We had a complex transaction on multiple properties to complete that kept throwing up issue after issue. We were at the stage on several occasions where another broker would have thrown the towel in. Luckily for us, it wasn’t the case with Simply. Above and beyond at every stage. First class communication at every single step of the way. No extra or hidden fees for the additional work that could never have reasonably been seen in advance. Any time we are looking for a broker, there’s only one place we will call. Thankyou Geoff and everyone at Simply for your efforts in getting these purchases across the line! We are grateful for everything you did to make it happen!
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13/05/2024
Lynn M.
Fantastic service , Zoe and Alex were amazing so patient and understanding, I would highly recommend to anyone, nothing was a bother to them and got the job down, really appreciate you looking after me. Thanks again
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23/04/2024
Ian C.
Adrian and Kerry were fantastic at securing a mortgage for us given a challenging set of circumstances, both were friendly and on hand to answer questions and concerns at every stage of the application process through to offer. Unfortunately due to an improved situation we were able to secure a better offer elsewhere so didn't proceed, however, despite this it doesn't detract from the excellent work Simply do for people with challenging and difficult circumstances. I would highly recommend, especially if you think you can't get a mortgage!
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23/04/2024
Andrew L.
I can't speak highly enough about this company. Extremely professional, top interpersonal skills from their employees. I need to mention Michael who worked tirelessly to get me the best deal and get me the amount I needed to purchase the property we really wanted. Jackie was our Case Manager and was so good. The communication throughout the process was excellent.
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15/04/2024
Say O.
As a first-time homebuyer, navigating the labyrinth of mortgage options was daunting. Thankfully, I stumbled upon Shelagh, Louise and Paige and my journey towards homeownership transformed into a smooth and seamless experience.
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11/04/2024
Parveen
Exceptional service. Regular updates. Very professional and polite. We were successful with only them!
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10/04/2024
Hasan M.
Thanks to simply team. Special thanks to Zoe and Mathew . Our case was difficult but the way they handle it was outstanding. Customer service was superb. .
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10/04/2024
Blue M.
Absolutely brilliant from start to end. I worked with Caroline and Jackie who were both knowledgeable and responsive.
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10/04/2024
Claire L.
Truly efficient service provided by Simply Lending from start to finish with our remortgage process. Highly recommend. I wouldn’t use anyone else now. Communication has been great, we have been kept updated every step of the process.
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25/03/2024
Deborah S.
Thank you to Simon and Kerry for sorting our mortgage, really impressed.
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23/03/2024
Anonymous
Fantastic service all round!
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22/03/2024
Ramil S.
All the staff ive dealt with were fantastic. They help us until completion.
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20/03/2024
Stephanie M.
We couldn’t be more happy with the service we have received from Simply Adverse, especially Jamie and Tia! They went above and beyond for us, communication was brilliant and we were kept up to date every step of the way. Would highly recommend!
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19/03/2024
Megan R.
Caroline and Pedro have been a dream. They’ve helped me and my partner, who are first time buyers, through the whole process and managed to secure us a mortgage for our dream house. They have been super patient with us with our many questions and collating of documents ready for applications. Super friendly and welcoming. We never felt like we couldn’t come to them. Louise our Case Manager has also always been on hand for additional support, ensuring that we are up to date and guiding us through our paperwork. We are very grateful for everyone’s help and support, and hope that Caroline and Pedro get to take the family to Japan some day! Thanks all 😊
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18/03/2024